Total & Permanent Disability Cover

What is a “Total and Permanent Disability Cover” (TPD Cover)?

We take healthy life for granted but it is not always true. Sometimes we lose the grip of our life and we have a permanent illness or meet with an accident and are never able to go back to work.
This means you are commercially dead!
Total and Permanent Disability cover provides a lump sum in the event of total permanent disability caused by accident or illness, and you can choose how to spend it. It might be paying off the mortgage, getting the best medical care, improving access to your home and workplace, or ensuring your business survives.

With total permanent disability insurance, you can choose to be covered for any occupation or just your usual occupation.

Why do you need Total and Permanent Disability Cover?

You are running all your life trying to reach success. During the race, there may be an unforeseen situation that could end you in a situation where you are commercially dead!
To cover you for this situation you need Total and Permanent Disability Cover.

How much Total and Disability Cover do you need?

Again this is different for every individual’s situation, this has to be tailored accordingly. Team Finance Matters can help you with this.